1.28.9 Safe to install
Pinjaman by Finku is one of the legal online lending features within a financial management application. It allows you to manage your debt and avoid getting trapped in a debt cycle. The online loan application process with Finku is easy, the disbursement is quick, and the repayment time is flexible, allowing you to adjust according to your financial condition.
When providing online loan services, Finku collaborates with TrustIQ, which is authorized and supervised by the Financial Services Authority (OJK) and registered with the Indonesian Fintech Peer-to-Peer Lending Association (AFPI).
Are you in need of funds for education? Or perhaps for home renovation and purchasing furniture to enhance comfort? Maybe you're looking to start a business you've been dreaming of, or you require emergency funds? Whatever your needs may be, you can apply for an online loan with Finku.
Finku offers low-interest loans (maximum APR) at 30% per annum. You only need to provide your ID card (KTP) for the loan application process. The loan limit ranges from Rp700,000 to Rp20,000,000. Every step of the process, from application to repayment, is transparent within the Finku application. The loan disbursement is fast, taking only a few minutes. The loan tenure options are 4 and 6 months (120-180 days), and they can be repaid in installments.
What sets Finku apart from other applications is the financial management tools that help you organize your debts and avoid stress.
To apply for a Finku loan:
- Download the Finku application
- Click on the FinFund feature on the homepage of the Finku application
- Upload a photo of your ID card and fill in your personal information
- Try to apply for a loan limit and wait for the application to be approved
- Wait for 10-15 minutes
- It's time to disburse the loan limit!
Simulation of a Finku online loan:
Loan amount: Rp5,000,000
Tenor: 6 months
Interest rate: 7% per month
Admin fee: 8%
Admin fee: 8% * Rp5,000,000 = Rp400,000
Loan interest: 7% * (Rp5,000,000 + Rp400,000) = Rp378,000 per month
Total payment: Rp5,000,000 + (Rp378,000 x 6) + Rp400,000 = Rp7,668,000
Monthly installment: Rp1,278,000
No 0% interest installment ❌
No late payment fees ✅
If you have any questions or encounter any issues, please contact us:
Email: [email protected]
Phone: +62-831-4422-0707
Visit our social media channels:
- Instagram: https://www.instagram.com/finku.id/
- Facebook: https://www.facebook.com/Finku.id
- Linkedin: https://www.linkedin.com/company/finku-id
Website: https://finku.id/
Overview
Finku - Pinjam Dana & Atur is a Freeware software in the category Business developed by Finku Technologies.
The latest version of Finku - Pinjam Dana & Atur is 1.28.9, released on 01/25/2024. It was initially added to our database on 01/25/2024.
Finku - Pinjam Dana & Atur runs on the following operating systems: Android.
Finku - Pinjam Dana & Atur has not been rated by our users yet.
Pros
- User-friendly interface that makes navigation easy for all types of users.
- Comprehensive loan management features that allow users to track their borrowing and payments effectively.
- Offers competitive interest rates compared to traditional lending options.
- Provides quick approval and funding processes, enhancing user experience and satisfaction.
- Available on mobile devices, facilitating access and management of loans on the go.
- Strong customer support to assist users with queries and issues.
Cons
- Limited availability in certain geographical regions, restricting access for some users.
- May require personal data verification which some users may find intrusive or concerning.
- Interest rates may be higher for individuals with lower credit scores, making it less accessible for some borrowers.
- Potential fees associated with late payments or early repayment which could add to the overall cost of borrowing.
- Some users report occasional technical glitches or bugs within the app that can hinder functionality.
Screenshots (Click to view larger)
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